Final Assigment Fp Lol

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Final Assignment FP 101

1) When does repayment of a PLUS loan begin? | A. 6 months after disbursement | | B. 6 months after graduation | | C. 9 months after graduation | | D. 2 months after disbursement | | | | 2) Which of the following is true about credit reports? | A. A credit report does not list requests for your credit report. | | B. You always have to pay for a credit report | | C. There is only one credit bureau that provides credit reports | | D. You can get a free credit report by contacting a credit bureau. | | | | 3) Which of the following is true about student loans? | A. All student loans are subsidized. | | B. All student loans are issued by the federal government. | | C. Rates on student loans tend to be more favorable than other types of consumer credit. | | D. You do not need to be a US citizen to obtain a loan from a federal program. | | | | 4) Which of the following is not a good reason to refinance a home mortgage? | A. A reduction in the term of the mortgage | | B. Access to the equity in the home | | C. A reduction in the interest rate of at least 1 perccent | | D. A significant increase in the monthly payment. | | | | 5) Which of the following is not true about student loans? | A. There are two types of student loans: subsidized or unsubsidized. | | B. You may qualify for a loan even if you are in default on another student loan. | | C. It is possible to defer payment on some student loans until after you graduate. | | D. They often carry lower interest rates than other types of loans or credit cards. | | | | 6) Which of the following is considered a sign of credit card debt trouble? | A. You are at or over the limit on all of your credit card accounts | | B. Don’t use your credit cards to pay for regular expenditures | |…...

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