Financial Glossary

In: Business and Management

Submitted By ishy26
Words 708
Pages 3
Prepare a glossary for the terms below:
Financial market - A financial market is a market in which people trade financial securities, commodities, and other fungible items of value at low transaction costs and at prices that reflect supply and demand. Securities include stocks and bonds, and commodities include precious metals or agricultural goods.
Financial instruments - Financial instruments are tradable assets of any kind. They can be cash, evidence of an ownership interest in an entity, or a contractual right to receive or deliver cash or another financial instrument.
Financial intermediaries - A financial intermediary is a financial institution such as bank, building society, insurance company, investment bank or pension fund. A financial intermediary offers a service to help an individual/ firm to save or borrow money.
Shares/ stocks – Shares/stocks is a share in the ownership of a company. It represents a claim on the company's assets and earnings. As you acquire more shares, your ownership stake in the company becomes greater.
Bonds - A bond is a debt investment in which an investor loans money to an entity which borrows the funds for a defined period of time at a variable or fixed interest rate. Bonds are used by companies, municipalities, states and sovereign governments to raise money and finance a variety of projects and activities. Owners of bonds are debt holders, or creditors, of the issuer.
Treasury bills - A short-dated government security, yielding no interest but issued at a discount on its redemption price.
Derivatives - An arrangement or instrument (such as a future, option, or warrant) whose value derives from and is dependent on the value of an underlying asset.
Savers - People who saves money in a bank.
Borrowers - A legal term for a person or entity that obtains funds from a business or individual for a specified period of time…...

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