Medical Care in America

In: Other Topics

Submitted By tuber1
Words 591
Pages 3
Even though we have insurance companies to cover our healthcare cost Government Healthcare could be a better solution to our country’s growing need for healthcare coverage. Insurance companies charge their members thousands of dollars each year to cover their healthcare needs. People who have chronic illnesses have to see the doctor several times a month and have to pay the deductable down before coverage will start. Even worse the, patient’s deductible resets each year so that is even more money the patient has to spend on for their healthcare. Also cost of the insurance premium is high each month for some individuals who had pre-existing conditions.
For some people picking the right insurance company can be difficult. The individual has to check premium prices and what doctors are available to them in the area. In some cases people might have to drive several hours just to see the doctor that takes their insurance. When person is sick and needs to see the doctor their insurance company should not decided who they can or cannot see. Also if a patient has pre-existing condition before becoming insured the company that they choose for insurance can charge a higher premium than someone who is healthy. Most people cannot prevent becoming chronically ill because of heredity and insurance companies should not charge people extra because they are already sick.
Government healthcare would be better for those that cannot pay for health insurance. In the past several years there have been many job losses due to the economy. When these people lost their jobs, they lost their healthcare benefits also. Even though there are companies that will provide insurance coverage after a loss of a job but the price of it is expensive. Most people who have lost their jobs have been on unemployment supporting families. These people would have to make a choice take care of…...

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