Obamacare

In: Other Topics

Submitted By chyluey
Words 584
Pages 3
Millions of Americans are having trouble getting the proper care that is needed due to the lack of health insurance. This leaves a wide range of people uninsured and out searching for cheaper alternatives for receiving the proper medical attention. Thousands of people get turned away from hospitals and clinics daily because they can’t afford health insurance. ObamaCare health insurance plan is medical system that is very much needed in the United States of America. It will help a great deal of people. Even children that has a pre-existing medical condition will be guaranteed medical insurance under the Patient Protection and Affordable Care Act. The health insurance companies will prosper either way due to the growing number of people that will be required to have health insurance. Major companies might not take a hit as hard than smaller companies who may start to see a noticeable decline in funds. I am for ObamaCare because the future depends on our youth. If the youth can’t receive proper care then who would take care of our world? Whenever ObamaCare is brought up the main issue of the opposing side is the amount of money that will have to be spent regarding care. Most of the people that opposed it are the rich and wealthy. It is very true that the premiums may raise a bit due to the insurance companies taking risks with pre-existing medical conditions. But we take risks everyday during daily necessary activities such as walking, eating and communicating. The insurance companies don’t look at it like that. Money is what powers all motives. ObamaCare is past due and should’ve been made into law a long time ago. The technology that we deal with on a daily basis comes from inventions that are made from people all over the country. We could be letting the next great inventor die due to him or his family not being able to afford a visit to the Doctor. Critics…...

Similar Documents

Obamacare

...Professor Reboli SOC 311 09/10/2012 Obama Care Obamacare is also referred as the Patient Protection and Affordable Care Act (PPACA) is a United States federal statue signed on March 23, 2010 by President Barack Obama. Along with the Health Care and Education Reconciliation Act, its main purpose is to reform health care. In 2014 the new Act will take place, which is designed to reduce the overall coverage health care costs by making services available to the 32 million who currently can’t receive insurance. Some of the Obamacare pros will consist of affordable health insurance. For example, for people who can’t afford health insurance, the Federal government will pay the states to add them to Medicaid. The income requirements are expanded up to 133% of the Federal poverty level-this consists of $29,000 with a family of four. Insurance companies cannot deny children coverage for pre-existing conditions. This benefit applies to everyone in 2014. Insurance companies can no longer drop anyone from coverage once they get sick. If a company denies someone, coverage the person can go to an external appeals process. Parents are able to place their children on their health insurance plans up until the age 26. As of 2012, more than three million previously uninsured young people were added. In 2014, tax credits will increase by 50% and lower the budget by $143 billion over the next 10 years by raising some taxes and shifting more cost burdens. Some of the cons would be if people......

Words: 513 - Pages: 3

Obamacare

...Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many benefits, especially for......

Words: 871 - Pages: 4

Obamacare

...Obamacare Kayla Entingh American National Government Instructor Sloan December 4th, 2012 Being a democrat myself, the last four years have been a battleground between friends and family who don't agree with my side. I have stood my ground on what I believe and back my arguments with facts. One of the largest issues being scrutinized by our country right now is Obamacare. The goals for the way our healthcare system will be laid out are either loved by people or they absolutely hate it. There have been questionable issues about violating parts of our amendments and how or why people who can't afford healthcare actually deserve it. The biggest issue with the Obamacare Plan is whether it is or isn't Constitutional and what that means for the people of the United States. The Patient Protection and the Affordable Care Act, also known as Obamacare is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965 (Wikipedia 2012). The main focus of Obamacare is to leave no person without health coverage. The majority of US Citizens struggle or can simply not afford health care thus not having proper treatment for illness for themselves or their children. The Obamacare policy is a reform of the Patient Protection and Affordable Care Act......

Words: 784 - Pages: 4

Obamacare

..."Obamacare"      The Patient Protection and Affordable Care Act of 2010 significantly changed health care in the U.S., making insurance available to 32 million more Americans; a total of 95% of the legal population. The Act, also known as Obamacare, is being phased in over four years. By 2014, every citizen will be required to have health insurance, or face a penalty. However, they can choose how to get coverage. If they already have a plan, either through their employers, Medicaid, Medicare, or privately, they can keep it. Those who can't currently get health insurance will have additional options; they can purchase it from a state-based health insurance exchange (and possibly get subsidy) or they may be eligible under expanded Medicare guidelines. Some changes that occurred in 2010 were: 1)A re-insurance program offset the costs of health benefits for workers age 55-64 who were forced into early retirement and 2) Medicare beneficiaries who fell into the Medicare Part D Prescription Drug "donut hole" received a $250 rebate. They received a 50% discount on brand name drugs in 2011, and the doughnut hole is eliminated in 2020. In 2011 Medicare-covered preventative services were exempted from deductibles and the co-pay was eliminated, and states were funded to require health insurance companies to submit justification for all rate hikes. Starting this year Medical expenses must be at least 10% of income before they are deductible for those under 65. Manufacturers and......

Words: 434 - Pages: 2

Obamacare

...Running head: HEALTHCARE REFORM 1 Obamacare Ericka Silva POL201 American National Government Nicole Jones May 27, 2013 HEALTHCARE REFORM 2 Obamacare Since the passing of President Barack Obama’s Healthcare Bill there has been a lot of a dispute. People have made accusations that this is a way for government control and socialism. Many people are frightened that the arrangement will extinguish the free market economy. They also believe that it will take away the people’s right to make a choice. “The massive law pushing the United States toward universal health coverage won Supreme Court validation on June 28 in a decision that advances the most ambitious reshaping of American social policy in generations (Woodward, C. 2012).” There have been many who have said repetitively that this bill is constitutionally uncertain. There are many people who also say the government does not have the right to force the whole nation to buy healthcare insurance. There is a disagreement that President Obama is urging for cloaked tax on employment. This will make the amount of uninsured Americans increase. “The overhaul is unfolding in stages and is to peak in 2014 when all Americans will be required to have health insurance, with a few narrow exceptions (Woodward, C. 2010).” On the other side of all this, Obama said that it will spread the health coverage to an additional 30+ million people. In doing this it will decrease the cost considerably. The......

Words: 857 - Pages: 4

Obamacare

...Obamacare Obamacare POL 201 American National Government December 10, 2012 Obamacare In an attempt to create a solution to health care, President Barrack Obama came up with a universal healthcare program called the Patient Protection and Affordable Health Care Act, also known as Obamacare. Obamacare was signed into law on March, 2010. It has been the most significant repair to the United States healthcare since Medicare and Medicaid passed in 1965. In this paper, the key points that will be discussed are obamacare policy, it pros and cons, if it raises any issues with federalism and the policys effectiveness. Obamacare is aimed at helping the underinsured to gain insurance. With this plan everyone would have health insurance regardless of income, or anything that would stop the person from attaining health insurance. The Affordable Care Act is a watershed in U.S. public health policy. Through a series of extensions of, and revisions to, the multiple laws that together comprise the federal legal framework for the U.S. health-care system, the Act established the basic legal protections that until now have been absent: a near-universal guarantee of access to affordable health insurance coverage, from birth through retirement.(Rosenbaum, 2010) Obamacare is a name used by critics of President Obamas efforts to reform health care. Its a common term used to describe the Patient Protection and Affordable care Act of 2010. ObamaCare contains many......

Words: 347 - Pages: 2

Obamacare

...Ian B. Prof. Mix Journal #4 This editorial from the Chicago Tribune sheds some light on the Democrats irrationality of rushing the Obamacare Plan without having a clear understanding of what this massive, complex plan is, nor having a general idea on how successful it would be. Which from the Obamacare website being put together in a quick attempt to lure the american public into appeasement. Thus giving the government programmers no time to test the system due to the lawmakers anoxious rules and regulations on employers, individuals, and insurers. The website was a disastrous outcome; with tremendous computer problems that prevented people from signing up for the coverage. However, the majority of whom were able to sign up became dumbfounded on how premiums and deductibles are outrageously high. As Obama repeatedly states that Obamacare is a affordable healthcare, which allows you to keep your original doctor and coverage, is proven false by the insurance companies that tell people there coverage can’t be renewed as well as offering people minimal hospitals; still at a ridiculous price. Since the plan was a wreck at the start, congress mandates that everyone must have insurance or be slapped in the face with fees and penalties. I agree cold heartedly with the editor for the fact that the Obamacare Plan is ludacris. For my brother, who works all day- six days a week, has to pay into a insurance coverage at an unreasonable price just because of his work as an......

Words: 314 - Pages: 2

Obamacare

...Analysis of Obamacare Health Policy Anthony E Davis POL201: American National Government Ginger Devine November 25, 2013 Analysis of Obamacare Health Policy One of the most crucial issues of today is the issue of health insurance and availability of quality health services to all residents of the U.S. This paper will analyze the Obamacare Healthcare Policy-highlighting its core elements, health care problem solution, and the policies history. Also it will evaluate the pros and cons using different perspectives in debate. Let’s begin with the elements of Obamacare. The Patient Protection and Affordable Care Act (PPACA), also called Obamacare or the Affordable Care Act, is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (ObamaCare Summary: A Summary of Obama's Health Care Reform, 2013). Since the establishment of Medicaid and Medicare of 1965, Obamacare is one of the most significant expansions from the government and administrative overhaul of the U.S healthcare system. The purpose of the Patient Protection and Affordable Care Act is to raise the rate of health coverage of Americans, to modernize the delivery of health care services, and to reduce the overall costs of health care. This is to be done by restricting certain insurance company practices and providing tax credits and subsidies for individuals and businesses. Prior to the approval of the Obamacare Policy, the American health care industry was in deep...

Words: 1743 - Pages: 7

Obamacare

...What Does ObamaCare Do? ObamaCare helps tens of millions of Americans get access to affordable health insurance through expanding Medicaid and CHIP, improving Medicare and setting up a "Health Insurance Marketplace" where Americans making under 400% of the federal poverty level can purchase subsidized health insurance. ObamaCare's reforms also increase the quality of care and help to curb the growth in healthcare spending among other things. ObamaCare's provisions regulate insurance companies and health care standards, but they don't regulate your health care or replace private insurance. ObamaCare lowers what most middle-to-low income Americans pay for health insurance and their out-of-pocket health care costs (by means of cost-assistance offered through the marketplace), decreases the deficit and improves government run health care programs like Medicare by cutting out wasteful spending. ObamaCare also expands Medicaid in some States to cover 15.9 million uninsured seniors and low-income individuals. ObamaCare Explained: Individual Mandate. Most Americans will have to buy insurance by 2014. Those who aren't covered under Medicaid, CHIP or Medicare will have the option to buy private insurance, obtain insurance through the workplace, pay a small tax to not have health insurance (this helps it remain affordable for the rest of us) or buy private insurance through the their State's Health Insurance Exchange. (There are other types of coverage that count as having......

Words: 435 - Pages: 2

Obamacare

...healthcare plan. This new plan is a 2,400 page long document with huge costs. The plan will add a trillion dollars in health care spending. Obamacare calls for a $500 billion tax increase on citizens with an additional $500 billion is taken from Medicare, a plan that has benefited us for a long time. Obamcare will help people but at what cost? How can we afford to pay billions without going bankrupt? President Obama’s plan will cause the national deficit to steeply increase. Obamacare is a disaster for the national budget and for the American people. About half of the American public feels that President Obama is forcing them to buy healthcare. The public should feel this way about this kind of government takeover. How can you decide to use a plan when almost half the nation is against you? Those who won’t get healthcare will have to pay a fine, which most people feel is another tax. This plan takes away the people’s freedom to choose. President Obama should yield to the American people and stop the progression of Obamacare. Mitt Romney will allow states to design their own healthcare plan by issuing an executive order that provides all 50 states with a waiver for Obamacare. He will then work to create policies that enable the states to make their own healthcare plan. Obamcare will work but will not be entirely effective. Obamacare does not address the individual states and their most alarming ailments. Mitt Romney’s plan addresses this problem. His plan will allow the...

Words: 425 - Pages: 2

Obamacare

...Obamacare has some key elements to the policy. The main key element is the requirement of every individual to purchase government approved heath care insurance. Families and individuals currently carrying insurance will be able to keep those plans. Tax credits will be issued to families and individuals that make less than four hundred percent below federal poverty line, who do not qualify for Medicaid. Also, there will be a requirement to health care insurances to cover reproduction preventatives for women without and fees or co-pays. Next, a brief history of the policy will be discussed (Obamacare, n/a.dd). A system of federalism is lacking in the Obamacare Policy. Federalism was created to balance the power between federal and state governments. Obamacare is lacking the governance of state and local entities, leaving the federal government as the sole power. The federal government is forcing an individual mandate to every individual to purchase health insurance, but legally is it the states that have the authority to make the final decisions on governmental programs. There is tension that if the states buck the federal government of the issue, they may lose federal funding for Medicaid. There are pros and cons to the new policy (Obamacare, 2010). There are several pros to Obamacare. It was created to reduce the overall health care deficit by having every individual care health insurance. This would promote health and be a preventive to the emergency room. ......

Words: 417 - Pages: 2

Obamacare

...Title: Obama Administration Says 28% of Health-Law Enrollees Are 18 to 34 Years Old Reference: Radnofsky, L. & Mathews, A. W. (2014). Obama Administration Says 28% of Health-Law Enrollees Are 18 to 34 Years Old. Wall Street Journal. Retrieve from http://online.wsj.com/news/articles/SB10001424052702303948104579535941871360828?mg=reno64-wsj&url=http%3A%2F%2Fonline.wsj.com%2Farticle%2FSB10001424052702303948104579535941871360828.html&fpid=2,7,121,122,201,401,641,1009 Statements of article focus: This article focused on the coverage expansion of health insurance under ACA (Obamacare), and presented data and facts that there is a short fall for the coverage of young people. Supporters of the act said more young people are needed in the risk pool to reduce the overall cost. Statements of article facts and arguments: The purpose of Obamacare is to provide affordable care to as many people as it can. One way to reduce the cost of the “universal insurance” is to attract more young and healthy people to join in the plan, so that the premiums they paid could generate the cost for the older and sicker people in the risk pool. However, the data released recently showed that only 28% of the enrollees were 18 to 34 years old. This group is thought to be a generally healthy group. The data is significantly below the estimated rate, 40%, which is believed by some experts that can balance the overall cost. Many big insurers said that they would lose money or only earn a small......

Words: 448 - Pages: 2

Obamacare

...Obamacare Maegann Harris BUS620 July 1, 2014 Outline I. What is Obamacare a. Unofficial Names i. Affordable Care Act b. Analysis of Obamacare ii. CBO iii. Political Climate c. Pros and Cons II. Economic Growth d. Employers Response e. Small Business Survival f. GDP Growth III. Patient Protection Act g. Summary of Provisions h. Patient Bill of Rights IV. Conclusion Is Obamacare the solution to the real world problem of affordable healthcare? The purpose of this research paper is to understand whether Obamacare will be a solution to our growth or a long-term economic downfall. Does it make healthcare insurance less expensive? How will employers respond to Obamacare mandates? Can small businesses survive Obamacare? How reasonable are the projections? Obamacare also known as the Affordable Health Care Act is a new United States law designed to reform the American health care system. The main focus is on providing more Americans with access to affordable health insurance by improving the quality of health care, reducing health care spending, and regulating the health insurance industry (ObamaCare, 2014). Analysis Studies indicate that Obamacare has increased the underlying cost of individually purchased health insurance in the average state by 41 percent (Roy, 2014). This is an estimate average however, much research indicates that many different......

Words: 2404 - Pages: 10

Obamacare

...Jackie Williams ObamaCare (Final) Grantham University ObamaCare (Final) This essay is being written to debate the advantages and disadvantages of ObamaCare, aka Affordable Care Act (ACA), for the American people. While many are elated and view the government as taking responsibility for those who in the past have not seen a doctor on a regular basis due to having no insurance, there are still others who believe that the passage of the law will be detrimental to the country’s economy. Many are concerned that individuals will no longer have the choice of what type of medical attention they receive because the government will make those decisions for them. The truth is the Affordable Care Act requires certain types of coverage and ends discrimination that has led to higher costs and cancellations for women and people with pre-existing medical conditions. “The new ACA is a law aimed at reforming the American healthcare system. Its main focus is on providing more Americans with access to affordable health insurance, improving the quality of healthcare, regulating the health insurance industry, and reducing health care spending in the US.” In spite of the many attempts by the GOP to overthrow the ACA, the fact is that it is not Government provided healthcare, but an approach by the government to subsidize and regulate private health insurance and expand Government healthcare programs like Medicare and Medicaid. There are ongoing arguments between Democrats,......

Words: 1626 - Pages: 7

The Obamacare

...The Obamacare Marcia Holden POL 201 American National Government Instructor: Cynthia Burns The Obamacare Obama Care is the unofficial name for The Patient Protection and Affordable Care Act which was signed into law on March 23, 2010. In a more general sense Obama Care and The Health Care for America Plan or any such name is a reference to the ongoing health care reform under President Obama (http://www.obamacarefacts.com/whatis-obamacare.php) The ACA is landmark legislation designed to increase access to health care coverage for millions of Americans.(Wizemann,2011) This legislation represents one of the largest and most comprehensive reforms to the American health care system since the enactment of Medicare and Medicaid in 1965. The ACA seeks to extend coverage to roughly 50 million uninsured Americans, slowing down the growth in the cost of health care, and improving the quality of care health care by changing the delivery system. Some people who oppose the Act are concerned that it gives the Federal government too much control over personal health care decisions and benefits, forcing a complex one-size-fits-all health system onto the states. Some people who are in favor of the Act want lower health care costs overall by making it affordable for more people. The Patient Protection and Affordable Care Act of 2010 significantly changed health care in the U.S., making insurance available to 32 million more Americans -- a total of 95% of the legal population.......

Words: 1212 - Pages: 5